As a financial planner, I usually meet clients that come to me to fix a problem. When they are ready to retire or need to take action.
I am often asked 'Is it too late?' or 'Am I am to do what I want to do?'
When is the best time to plant a tree? The answer is always going to be 20 years ago….! But, when is the next best time?........ Right now!
Wherever you are in your life, there isn’t a better time to take action than right now.
Hindsight is a wonderful thing and knowing that you could have done something doesn’t mean it should stop you from taking the action you need today.
However, I am on a mission to help more people when it matters. Before you need to take action. Well before you want to access your money. Because the time is right now and if you have 20 years to retirement, it makes sense to put the wheels in motion and plan for a prosperous financial future.
Time is your biggest asset.
Did you know that if you invest 100% into the stock market:
* For 1 day: there is a 50/50 chance of winning or losing
* For 5 years: there is a 88% chance of a positive investment return
* For 10 years: there is a 96% chance of a positive investment return
Source: Adam Brewer, Investec Wealth & Investments.
Over time your money has more chance of success and creating that abundance you seek.
Even if you are at retirement, you don’t have to draw all your funds in one go. Usually, you will want your money to last your lifetime, which could be another 40 years! That is a long time, so having a financial plan is vital at any age and you can still plant those seeds to shore up long-term financial success.
The biggest tip I can share with you is that now is the time to focus on your finance and find your freedom.
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I look forward to seeing you soon!